KeepCent

Guides

Etsy Currency Conversion Fee: When 2.5% Applies

Etsy charges 2.5% when your listing currency differs from your payment account currency. See when it applies, a worked example and how to avoid it.

Updated Oct 25, 2026

Etsy Fees by Country 2026: Rates Side by Side

Etsy payment processing, regulatory fees and VAT treatment for 11 countries, from Etsy's own pages checked 25 October 2026, plus figures other sites get wrong.

Updated Oct 25, 2026

Etsy Free Shipping Break-Even: What It Costs You

Free shipping on Etsy costs the postage plus a slice of fees. Worked examples show the break-even price and why folding shipping into the price keeps fees equal.

Updated Oct 25, 2026

Etsy Offsite Ads Fee Explained With an Example

The Etsy Offsite Ads fee is 15% or 12% of the order total, capped at $100, on orders attributed to an ad within 30 days. Worked examples, opt-out rules, disputes.

Updated Oct 25, 2026

Etsy Payment Reserve Is Not a Fee: How to Tell

A payment reserve or hold delays money that is yours; a fee is money Etsy keeps. Learn how to tell them apart on your statement and keep them out of your profit.

Updated Oct 25, 2026

VAT on Etsy Fees: UK, EU, Australia, New Zealand

How VAT or GST on Etsy seller fees works: when Etsy charges it, what a VAT ID on file changes, which countries are charged regardless, and how it shows up.

Updated Oct 25, 2026

How to Read Your Etsy Monthly Statement CSV

Where to download the Etsy monthly statement, what each column and row type means, and a simple check that every row adds up before you trust your totals.

Updated Oct 25, 2026

Why Is My Etsy Deposit Lower Than My Sales?

Your Etsy deposit is sales minus fees, taxes and other charges, and it leaves out sales that are not yet available. A worked example shows where the gap goes.

Updated Oct 25, 2026